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Terms & Conditions

Last updated: February 2026

1. Acceptance

By accessing or using loansaathee.com, you agree to these Terms & Conditions. If you do not agree, please discontinue use.

2. Service Description

Loan Saathee provides free, informational tools — a loan eligibility calculator, EMI calculator, bank rate comparison and educational articles for Indian borrowers. We are not a bank, NBFC, lender, broker or financial advisor.

3. No Financial Advice

All numbers shown (eligibility amounts, EMI, total interest) are indicative estimates based on the formulas and assumptions documented in our calculators. Final loan offers, interest rates, processing fees and eligibility are determined solely by individual lenders.

4. Permitted Use

  • Personal, non-commercial calculation and comparison.
  • Sharing of your own result cards and EMI schedules.
  • You may NOT scrape, reverse-engineer, white-label or rebrand this tool without written permission.

5. Third-Party Links

Our bank comparison and partner sections link to external lenders. We do not control those sites and are not responsible for their content, offers, or any loss arising from your dealings with them.

6. Intellectual Property

The Loan Saathee name, logo, design, content and source code are owned by Loan Saathee. Bank logos and trademarks belong to their respective owners and are used for identification only.

7. Limitation of Liability

Loan Saathee is provided "as-is". To the maximum extent permitted by law, we disclaim all warranties and shall not be liable for any direct, indirect, incidental or consequential damages arising from your use of the tool or reliance on any calculation.

8. Changes

We may update these Terms at any time. Continued use after changes means you accept the revised Terms.

9. Governing Law

These Terms are governed by the laws of India.

10. Contact

Questions? Reach us here.